What’s better than credit cards or loans?

We’ve talked about 401(k) loans, home equity loans, and even using credit cards if you find yourself in need of cash in a hurry. There are pluses and minuses to each of them, and they’re all better than something like a payday loan. But with some planning ahead there’s an even better option.
An emergency fund. That’s some cash, set aside in a safe place, that will be there for you when you unexpectedly need it. How much? Great question, read the full article here to find out.