“What is refinancing? I hear people talking about refinancing their home, their student loans, but what is refinancing and how does it work?” We frequently hear a version of this…
Tag: Improve Credit
Locking your credit is one way to restrict access to your credit report and protect yourself from someone fraudulently opening accounts in your name. You may have heard of a…
If you haven’t checked your credit report recently, you don’t want to end the year before seeing it. By proactively checking not only your score, but your whole credit report,…
Even if this year did not turn out as you hoped, you can still end the year on a positive note with your money! Below are TEN quick-hit items that…
Taking a loan from your 401(k) plan may seem like a good idea when you’re hit with a financial setback, especially when borrowing money from a bank may be difficult…
Transferring the balance on your credit card to a new card with a lower (maybe even 0%) interest rate can be a big help when paying off debt if used…
BrightDime’s financial coaches have expertise in a wide range of topics: budgeting, debt reduction strategies, insurance, workplace benefits, investment products, and on and on. So what is that they can…
Do you use a credit card for emergencies? You are not alone, as many of us were taught to keep a credit card, “just in case.” More than 189 million…
If you want to buy a home, a car, or rent an apartment your credit score can mean the difference between a “yes” and a “no”. And if you do…
Staying organized can be a challenging task. It seems like everything works against us to make things more complicated and harder to keep up with. But it’s worth it, just…