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Federal Student Loan Forgiveness FAQ

  • Posted on August 26, 2022October 26, 2022
  • by BrightDime

The White House announced a plan to forgive some student loan debt along with other changes to federal student loan debt on Wednesday, August 24th. We’ve got answers to the…

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When is Buy Now, Pay Later a good idea?

  • Posted on July 29, 2022February 2, 2023
  • by BrightDime

Buy Now, Pay Later (or “BNPL”) has exploded in popularity recently. While each BNPL company’s offerings are different, the most common is a simple zero percent interest installment loan. When…

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The Pros and Cons of Buy Now, Pay Later

  • Posted on July 22, 2022March 1, 2023
  • by BrightDime

Buy now, pay later has exploded in popularity recently. These services offer a number of different options for paying with credit but the most common is a zero percent interest…

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What is Buy Now, Pay Later?

  • Posted on July 15, 2022July 15, 2022
  • by BrightDime

If you’ve done any online shopping recently you’re probably familiar with the option to “buy now and pay later.” This option to split your payment up into installments has exploded…

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What should I know about credit reports?
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What should I know about credit reports?

  • Posted on December 10, 2020July 26, 2022
  • by BrightDime

If you haven’t checked your credit report recently, you don’t want to end the year before seeing it. By proactively checking not only your score, but your whole credit report,…

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Should I use a home equity loan?
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Should I use a home equity loan?

  • Posted on August 10, 2020July 26, 2022
  • by BrightDime

If you own your home and have been making your regular mortgage payments, you may have some equity. Equity is the value of what you own in your home: the…

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Is a credit card enough to cover emergencies?
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Is a credit card enough to cover emergencies?

  • Posted on August 6, 2020July 26, 2022
  • by BrightDime

Do you use a credit card for emergencies? You are not alone, as many of us were taught to keep a credit card, “just in case.” More than 189 million…

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How can I improve my credit score?
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How can I improve my credit score?

  • Posted on July 29, 2020July 26, 2022
  • by BrightDime

If you want to buy a home, a car, or  rent an apartment your credit score can mean the difference between a “yes” and a “no”. And if you do…

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Does my credit score really matter that much?
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Does my credit score really matter that much?

  • Posted on July 24, 2020July 26, 2022
  • by BrightDime

Your credit score is a tool potential lenders use to determine how likely you are to repay borrowed money on time. So, is it important? Your credit score matters, if…

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Should I pay off my student loans or credit cards first?
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Should I pay off my student loans or credit cards first?

  • Posted on July 23, 2020April 26, 2023
  • by BrightDime

If you’re working to pay off multiple debts, you’re not alone. Everyone’s situation is a little different: interest rates, outstanding balances, and just different attitudes about debt. Some people find…

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