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Tag: Reduce Debt

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Federal Student Loan Forgiveness FAQ

  • Posted on August 26, 2022October 26, 2022
  • by BrightDime

The White House announced a plan to forgive some student loan debt along with other changes to federal student loan debt on Wednesday, August 24th. We’ve got answers to the…

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The Pros and Cons of Buy Now, Pay Later

  • Posted on July 22, 2022January 6, 2023
  • by BrightDime

Buy now, pay later has exploded in popularity recently. These services offer a number of different options for paying with credit but the most common is a zero percent interest…

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What is Buy Now, Pay Later?

  • Posted on July 15, 2022July 15, 2022
  • by BrightDime

If you’ve done any online shopping recently you’re probably familiar with the option to “buy now and pay later.” This option to split your payment up into installments has exploded…

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What happens when I “refinance”?
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What happens when I “refinance”?

  • Posted on January 30, 2021July 26, 2022
  • by BrightDime

“What is refinancing? I hear people talking about refinancing their home, their student loans, but what is refinancing and how does it work?” We frequently hear a version of this…

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How should I start setting financial goals?
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How should I start setting financial goals?

  • Posted on December 24, 2020July 26, 2022
  • by BrightDime

Imagine that running a 5k has been one of your goals for a long time. You want to check it off your list so you’re preparing. Your alarm sounds an…

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Know the Risks of a 401(k) Loan Before You Borrow
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Know the Risks of a 401(k) Loan Before You Borrow

  • Posted on November 28, 2020July 26, 2022
  • by BrightDime

Taking a loan from your 401(k) plan may seem like a good idea when you’re hit with a financial setback, especially when borrowing money from a bank may be difficult…

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Should I do a credit card balance transfer?
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Should I do a credit card balance transfer?

  • Posted on November 25, 2020July 26, 2022
  • by BrightDime

Transferring the balance on your credit card to a new card with a lower (maybe even 0%) interest rate can be a big help when paying off debt if used…

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How can I save during the holidays?
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How can I save during the holidays?

  • Posted on November 20, 2020November 25, 2022
  • by BrightDime

In the hustle and bustle of the holiday season, it’s easy to get caught up in spending and gift giving that ends up leaving you, and your finances, drained. This…

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What should I know about consolidating my federal student loans?
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What should I know about consolidating my federal student loans?

  • Posted on November 6, 2020July 26, 2022
  • by BrightDime

If you have multiple federal student loans, you may be thinking about consolidating them into one loan. This can be done by applying for consolidation with no application fee, no…

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Should I refinance my student loans with a private lender?
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Should I refinance my student loans with a private lender?

  • Posted on October 28, 2020July 26, 2022
  • by BrightDime

Refinancing student loans is similar in many ways to refinancing other loan options like mortgages or auto loans. There are two primary reasons you might consider refinancing a student loan.…

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