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Tag: rainy day fund

How can I overcome my money troubles right now?
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How can I overcome my money troubles right now?

  • Posted on August 28, 2020July 26, 2022
  • by BrightDime

If you’re feeling panicked about your money right now, breathe and start reviewing your current situation with these six steps. #1. Let’s start with looking at your monthly income and…

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Is a credit card enough to cover emergencies?
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Is a credit card enough to cover emergencies?

  • Posted on August 6, 2020November 25, 2024
  • by BrightDime

Do you use a credit card for emergencies? You are not alone, as many of us were taught to keep a credit card, “just in case.” More than 189 million…

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What you can do with a tax refund or an unexpected windfall?
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What you can do with a tax refund or an unexpected windfall?

  • Posted on July 22, 2020July 26, 2022
  • by BrightDime

If you’re one of the lucky Americans who will get a tax return this year you may be faced with a pleasant dilemma: what do I do with this extra…

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Where should I keep my rainy day fund?
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Where should I keep my rainy day fund?

  • Posted on July 15, 2020July 26, 2022
  • by BrightDime

Have you ever felt like stuff just kept happening out of your control? You know the saying: when it rains, it pours. A car repair. An unexpected medical expense. Job…

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Don’t Cry Over Spilled Milk

  • Posted on February 18, 2020July 26, 2022
  • by BrightDime

You’ve probably heard the phrase “Don’t cry over spilled milk” and are wondering what it has to do with financial wellness. Let us explain. Spilled milk means things that have…

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I Have Some Extra Cash. What’s My Best Next Step?

  • Posted on October 4, 2019July 26, 2022
  • by BrightDime

You finally have some breathing room in your budget; you’re spending less than you earn and there’s cash left over at the end of the month. Now you want to…

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Financial Well-being is Important: Have You Vaccinated your Finances?

  • Posted on January 28, 2019July 26, 2022
  • by BrightDime

National Influenza Vaccination Week (usually the first week in December) is the Centers for Disease Control’s (CDC) annual awareness campaign to remind people of the importance of getting a flu…

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Why It’s Important to Save Now for the Future

  • Posted on January 28, 2019July 26, 2022
  • by BrightDime

To save means to set aside, keep, reserve, conserve, or stockpile. National Savings Day (October 12th) was created to drive awareness about the importance of saving. To quote Warren Buffett,…

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What is a Rainy Day Fund and Why Do You Need One?

  • Posted on December 21, 2018July 26, 2022
  • by BrightDime

No matter how much we plan, life has a way of surprising us anyway. The car needs a new battery. Your washing machine stops working. We know things like this…

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  • Glossary

rainy day fund

  • Posted on October 30, 2018July 26, 2022
  • by BrightDime

A rainy day fund’s job is to protect you against small financial inconveniences by ensuring you have the cash to deal with them without having to borrow money. Using a…

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