When is the last time you checked your credit report?
Last week we talked about 10 things everyone can do to tidy up their finances before the end of the year. This week we’re diving in a little deeper on number one on the list: reviewing your credit report.
Your credit report is basically a summary of your history with debt and credit; credit cards, loan applications, payment histories, etc. Credit agencies compile all of this information in one place, but there’s no guarantee they get everything right. One of the most important things to know about credit reports is that it’s up to YOU to make sure everything on yours is accurate. Keep reading here for the whole story on credit reports and what to look for when you review yours.