Why a Few Minutes Now Can Save You Money All Year

Open enrollment season is your annual opportunity to capture maximum value from your employer provided benefits.

Many people treat this process as a simple administrative task to get through as quickly as possible, checking the boxes for their health insurance, 401(k), and maybe HSA or FSA. But doing only the bare minimum means you’re likely leaving money on the table.

The problem is that your financial life is not static. A life change (a new family dynamic, new health needs, a shift in goals) renders last year’s benefits strategy inefficient today.

Investing a few minutes to evaluate your options every single year is how you ensure alignment between your benefits and your current life. This small effort can unlock meaningful, year-long savings and financial efficiency.

If you’re ready to align your benefits with your life, here’s where to start.