Just One Thing For June
June’s one thing comes in the middle of our series on security, and for good reason. If you do just one money task this month, make it checking your credit report. If you’re the victim of fraud or identity theft, your credit report is one of the best places to catch it early.
Your credit report is a summary of your history with debt and credit; credit cards, loan applications, payment histories, etc. Credit agencies compile all of this information in one place, but there’s no guarantee they get everything right. One of the most important things to know about credit reports is that it’s up to YOU to make sure everything on yours is accurate. If there’s something on yours you don’t recognize, it could be a mistake or it could be identity theft – either way you want to catch it as soon as possible.
You can check your credit report for free – we’ve got all the details you need right here.