Tax Credits vs. Deductions: Know the Difference, Save More.
Tax credits and deductions are your primary tools for reducing your tax bill. Understanding your eligibility and how each works is key; they won’t apply themselves.
Here’s the basics:
Tax credits directly reduce your tax liability, dollar-for-dollar. A $100 credit cuts your taxes owed by $100.
Tax deductions lower your taxable income. A $100 deduction reduces your income subject to tax by $100. The actual tax savings depend on your tax bracket.
To get you started, we’ve compiled a list of common and valuable tax credits and deductions. You can find them here at this link.
Take a look and see where YOU can save.