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5 Tax Changes You Should Know About Before April 15
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5 Tax Changes You Should Know About Before April 15

  • Posted on February 12, 2021February 12, 2021
  • by brightdime

Tax day is getting nearer so it’s time to review some of the biggest changes to your taxes this year. An important note: when you file your taxes on or…

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What happens when I “refinance”?
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What happens when I “refinance”?

  • Posted on January 30, 2021January 30, 2021
  • by brightdime

“What is refinancing? I hear people talking about refinancing their home, their student loans, but what is refinancing and how does it work?” We frequently hear a version of this…

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Which type of IRA should I contribute to?
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Which type of IRA should I contribute to?

  • Posted on January 16, 2021March 4, 2022
  • by brightdime

IRA’s, or Individual Retirement Accounts, are tax advantaged accounts for saving and long term investing for retirement. The two most common types are Roth and traditional. You can make contributions…

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What’s the difference between a Roth and traditional IRA?
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What’s the difference between a Roth and traditional IRA?

  • Posted on January 12, 2021January 16, 2021
  • by brightdime

An IRA (or Individual Retirement Account) is a tax advantaged account for saving and investing for your retirement. IRAs are not connected to your employer like a 401(k) is and…

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How should I start setting financial goals?
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How should I start setting financial goals?

  • Posted on December 24, 2020March 4, 2022
  • by brightdime

Imagine that running a 5k has been one of your goals for a long time. You want to check it off your list so you’re preparing. Your alarm sounds an…

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What’s a credit lock and should I do it?
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What’s a credit lock and should I do it?

  • Posted on December 18, 2020December 19, 2020
  • by brightdime

Locking your credit is one way to restrict access to your credit report and protect yourself from someone fraudulently opening accounts in your name. You may have heard of a…

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What should I know about credit reports?
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What should I know about credit reports?

  • Posted on December 10, 2020March 4, 2022
  • by brightdime

If you haven’t checked your credit report recently, you don’t want to end the year before seeing it. By proactively checking not only your score, but your whole credit report,…

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What should I do to wrap up my finances for the year?
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What should I do to wrap up my finances for the year?

  • Posted on December 4, 2020December 18, 2021
  • by brightdime

Even if this year did not turn out as you hoped, you can still end the year on a positive note with your money! Below are TEN quick-hit items that…

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Know the Risks of a 401(k) Loan Before You Borrow
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Know the Risks of a 401(k) Loan Before You Borrow

  • Posted on November 28, 2020April 5, 2021
  • by brightdime

Taking a loan from your 401(k) plan may seem like a good idea when you’re hit with a financial setback, especially when borrowing money from a bank may be difficult…

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Should I do a credit card balance transfer?
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Should I do a credit card balance transfer?

  • Posted on November 25, 2020November 25, 2020
  • by brightdime

Transferring the balance on your credit card to a new card with a lower (maybe even 0%) interest rate can be a big help when paying off debt if used…

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