In the hustle and bustle of the holiday season, it’s easy to get caught up in spending and gift giving that ends up leaving you, and your finances, drained. This…
Author: BrightDime
Average college costs are upwards of $35,000 a year. With many parents dealing with their own student loans, how do you save up for college for your kids? A 529…
If you have multiple federal student loans, you may be thinking about consolidating them into one loan. This can be done by applying for consolidation with no application fee, no…
Refinancing student loans is similar in many ways to refinancing other loan options like mortgages or auto loans. There are two primary reasons you might consider refinancing a student loan.…
APR stands for Annual Percentage Rate. It represents the total cost to borrow money for a year. It’s different from a simple interest rate in that it includes fees, closing…
Once upon a time, you went to college and landed a job. You did exactly what you were supposed to do! Except, now you have a collection of student debt…
BrightDime’s financial coaches have expertise in a wide range of topics: budgeting, debt reduction strategies, insurance, workplace benefits, investment products, and on and on. So what is that they can…
As part of the 2020 CARES Act Coronavirus relief program, the IRS sent stimulus checks (or “economic impact payments”) to many Americans. If you haven’t yet received your stimulus check,…
Managing your money can be overwhelming. If you’re not sure where to start, don’t worry, you are not alone, and you’re not doing anything wrong. Learning how to manage money…
An HSA (or Health Savings Account) has three separate tax advantages that make it an important saving (and even investing) option for employees who have access to them. HSA contributions…