If you own your home and have been making your regular mortgage payments, you may have some equity. Equity is the value of what you own in your home: the…
Author: BrightDime
Do you use a credit card for emergencies? You are not alone, as many of us were taught to keep a credit card, “just in case.” More than 189 million…
Your 401(k) plan is money meant to be used in retirement. Most financial advisors say that borrowing from your retirement plan should only be considered as a last resort, after…
If you want to buy a home, a car, or rent an apartment your credit score can mean the difference between a “yes” and a “no”. And if you do…
Goals keep you motivated and help give purpose to otherwise mundane tasks like saving, budgeting, and investing. But what’s better than a goal? A SMART financial goal because it is:…
Staying organized can be a challenging task. It seems like everything works against us to make things more complicated and harder to keep up with. But it’s worth it, just…
Your credit score is a tool potential lenders use to determine how likely you are to repay borrowed money on time. So, is it important? Your credit score matters, if…
If you’re working to pay off multiple debts, you’re not alone. Everyone’s situation is a little different: interest rates, outstanding balances, and just different attitudes about debt. Some people find…
If you’re one of the lucky Americans who will get a tax return this year you may be faced with a pleasant dilemma: what do I do with this extra…
It’s not exactly buried treasure, but there could be some forgotten money out there with your name on it. Every state in the U.S. has an unclaimed property program that…