Locking your credit is one way to restrict access to your credit report and protect yourself from someone fraudulently opening accounts in your name. You may have heard of a…
Tag: credit agencies
If you haven’t checked your credit report recently, you don’t want to end the year before seeing it. By proactively checking not only your score, but your whole credit report,…
The precise formulas that calculate credit scores are a secret and as a result there are a lot of myths about what can hurt and what can help your credit…
Almost everyone knows they have a credit score and that’s it’s important. But people get confused when they see their scores in multiple places and they’re different, sometimes really different.…
“Timing is everything!” How many times have you heard that in your life? It applies to your finances also. It’s never fun to get a notice from your bank that…
Identity theft is a broad term that refers to the use of someone’s personal information, without permission, to commit fraud or a crime. That fraud often involves impersonating you to…
What’s a credit score? Why does it matter? How can you improve yours?
A credit freeze is a tool for restricting access to your credit report. By freezing your report at each of the three credit reporting agencies (Experian, Equifax, dand TransUnion) you…
Your credit report is a detailed history of how you handle your debt and credit accounts. It includes information about your history of paying bills on time, your current and…
Credit Freeze Credit Lock Fraud Alert What is it? A credit freeze is a federally mandated tool for limiting access to your credit file so no one, including you, can…