Buy Now, Pay Later (or “BNPL”) has exploded in popularity recently. While each BNPL company’s offerings are different, the most common is a simple zero percent interest installment loan. When…
Tag: credit report
Locking your credit is one way to restrict access to your credit report and protect yourself from someone fraudulently opening accounts in your name. You may have heard of a…
If you haven’t checked your credit report recently, you don’t want to end the year before seeing it. By proactively checking not only your score, but your whole credit report,…
Even if this year did not turn out as you hoped, you can still end the year on a positive note with your money! Below are TEN quick-hit items that…
April is Financial Literacy Month, which means there is no better time to ensure you understand the ins and outs of one of the most important parts of your finances,…
The precise formulas that calculate credit scores are a secret and as a result there are a lot of myths about what can hurt and what can help your credit…
Credit scores, for better or worse, are an important measure of your overall financial health for most people. But since the exact formulas that calculate the scores are a secret…
Almost everyone knows they have a credit score and that’s it’s important. But people get confused when they see their scores in multiple places and they’re different, sometimes really different.…
Improving your credit score is a great goal; it impacts so many things in your financial life. Credit scores are based on data reported by your creditors to the credit…
“Timing is everything!” How many times have you heard that in your life? It applies to your finances also. It’s never fun to get a notice from your bank that…