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Tag: Getting Started

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How can I save money with a Flexible Spending Account (FSA)?

  • Posted on November 29, 2018October 18, 2024
  • by BrightDime

If we told you that you could save up to 30% on medical expenses, would you be interested? The cost of healthcare can be overwhelming and even with insurance people…

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Saving Money for Healthcare with an Health Savings Accounts (HSA)
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Saving Money for Healthcare with an Health Savings Accounts (HSA)

  • Posted on November 29, 2018January 4, 2024
  • by BrightDime

An HSA is similar to a Health Care Flexible Spending Account (HCFSA); you can pay for health care expenses from this account before taxes, but the HSA has several notable…

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Understanding Needs vs. Wants for Better Budgeting

  • Posted on October 5, 2018July 26, 2022
  • by BrightDime

You’re standing at a cash register with credit card in hand, or your finger is hovering over the “check out” button on a website with a full cart. How often…

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What is 50/30/20 Budgeting?
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What is 50/30/20 Budgeting?

  • Posted on October 5, 2018July 26, 2022
  • by BrightDime

A budget is a plan that you create for your money, setting up a framework for ongoing spending and saving for your financial goals. Some budgeting methods are rigid, very…

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Learn How a Credit Freeze Can Protect You and Your Data
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Learn How a Credit Freeze Can Protect You and Your Data

  • Posted on September 24, 2018July 26, 2022
  • by BrightDime

A credit freeze is a tool for restricting access to your credit report. By freezing your report at each of the three credit reporting agencies (Experian, Equifax, dand TransUnion) you…

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How Does a Fraud Alert on My Credit Report Work?

  • Posted on September 24, 2018July 26, 2022
  • by BrightDime

Your credit report is a detailed history of how you handle your debt and credit accounts. It includes information about your history of paying bills on time, your current and…

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Credit Freeze, Lock, or Alert?

  • Posted on September 21, 2018July 26, 2022
  • by BrightDime

Credit Freeze Credit Lock Fraud Alert What is it? A credit freeze is a federally mandated tool for limiting access to your credit file so no one, including you, can…

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