Ask Brightdime

See how our BrightDime coaches answer some of our most commonly asked financial questions

Menu
Skip to content
  • Home

Tag: homeowners

  • Glossary

title

  • Posted on August 29, 2019July 26, 2022
  • by BrightDime

Title is a legal term that indicates who legally owns a piece of property. Most people will encounter titles as they apply to a car or a home. Before buying…

Read More
  • Glossary

appraisal

  • Posted on August 29, 2019July 26, 2022
  • by BrightDime

An appraisal is a neutral third party’s estimate of the value of a specific asset. Appraisals in the home buying process are performed by professional, often licensed or certified, appraisers…

Read More
  • Glossary

escrow

  • Posted on August 29, 2019July 26, 2022
  • by BrightDime

An escrow account is held by a third party as a place to keep money safe until it is time for the money to be disbursed. In the home buying…

Read More
  • Uncategorized

Mortgage Loan Estimates

  • Posted on August 23, 2019July 26, 2022
  • by BrightDime

When you apply for a mortgage it can be really hard to keep track of all of the different jargon and options (we have some help here.) Different lenders may…

Read More
  • Uncategorized

Mortgage Pre-Approval: What It Means

  • Posted on August 23, 2019July 26, 2022
  • by BrightDime

Pre-approval. Mortgage pre-approval is a common first step to getting a mortgage, and shows sellers you’re serious about buying a home. You don’t have to have a specific home picked…

Read More
  • Uncategorized

Mortgage Basics – Know The Options

  • Posted on August 9, 2019July 26, 2022
  • by BrightDime

A mortgage is just a loan, specifically for the purpose of buying a home. There are lots of different types of mortgages, options that are offered, and details to keep…

Read More
  • Uncategorized

Down Payments: How Much Is Enough?

  • Posted on August 8, 2019July 26, 2022
  • by BrightDime

A down payment is the amount of money you pay up front when buying something with a loan; like a car or in this case, a home. Here’s a quick…

Read More
  • Glossary

private mortgage insurance

  • Posted on August 8, 2019July 26, 2022
  • by BrightDime

PMI, or private mortgage insurance, is a type of insurance that protects the mortgage lender in the event of default or foreclosure and is usually required if you put LESS than…

Read More
  • Uncategorized

Real Estate Agent? Broker? Realtor?

  • Posted on August 8, 2019July 26, 2022
  • by BrightDime

Realtor. Real estate agent. Real estate broker. If you’re planning on buying a house you’ll probably hear all of these and maybe more. Trying to understand who everyone involved in…

Read More
  • Uncategorized

How to Save Money on All Your Insurance Premiums

  • Posted on May 28, 2019September 28, 2022
  • by BrightDime

Insurance is an important tool to help you manage risk and protect the things of value in your life. However, the premiums for all the different types of insurance can…

Read More

Posts pagination

Previous Page Page 1 Page 2 Page 3 Next Page

Topics

401(k) asset basics benefits Bright Idea budget budgeting credit credit agencies credit card credit report credit score debt emergency fund Event Recordings Financial Checkup FSA Getting Started Goal Planning Goals health healthcare home buying homeowners HSA Improve Credit insurance investing investments IRA liability loan loans medical mortgage pre-tax rainy day fund Reduce Debt retirement Save More saving savings student loan taxes tax return
© Copyright 2024 – BrightDime
Bezel Theme by SimpleFreeThemes ⋅ Powered by WordPress