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Tag: Improve Credit

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5 Mistakes To Avoid When Making Your Annual Benefits Choices

  • Posted on October 28, 2023March 8, 2024
  • by BrightDime

Benefits make up over 30% of a typical employee’s total pay package according to the Bureau of Labor Statistics. It’s crucial to review your benefits choices each year during open…

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What do I need to know about FDIC insurance?

  • Posted on March 18, 2023February 12, 2024
  • by BrightDime

If you’ve had a bank account or visited a bank in the United States you’ve probably seen the letters “FDIC” before. FDIC stands for the Federal Deposit Insurance Company, a…

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Federal Student Loan Forgiveness FAQ

  • Posted on August 26, 2022October 26, 2022
  • by BrightDime

The White House announced a plan to forgive some student loan debt along with other changes to federal student loan debt on Wednesday, August 24th. We’ve got answers to the…

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The Pros and Cons of Buy Now, Pay Later

  • Posted on July 22, 2022March 1, 2023
  • by BrightDime

Buy now, pay later has exploded in popularity recently. These services offer a number of different options for paying with credit but the most common is a zero percent interest…

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What is Buy Now, Pay Later?

  • Posted on July 15, 2022July 15, 2022
  • by BrightDime

If you’ve done any online shopping recently you’re probably familiar with the option to “buy now and pay later.” This option to split your payment up into installments has exploded…

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What happens when I “refinance”?
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What happens when I “refinance”?

  • Posted on January 30, 2021March 27, 2024
  • by BrightDime

“What is refinancing? I hear people talking about refinancing their home, their student loans, but what is refinancing and how does it work?” We frequently hear a version of this…

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What’s a credit lock and should I do it?
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What’s a credit lock and should I do it?

  • Posted on December 18, 2020July 26, 2022
  • by BrightDime

Locking your credit is one way to restrict access to your credit report and protect yourself from someone fraudulently opening accounts in your name. You may have heard of a…

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What should I know about credit reports?
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What should I know about credit reports?

  • Posted on December 10, 2020February 9, 2024
  • by BrightDime

If you haven’t checked your credit report recently, you don’t want to end the year before seeing it. By proactively checking not only your score, but your whole credit report,…

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What should I do to wrap up my finances for the year?
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What should I do to wrap up my finances for the year?

  • Posted on December 4, 2020July 26, 2022
  • by BrightDime

Even if this year did not turn out as you hoped, you can still end the year on a positive note with your money! Below are TEN quick-hit items that…

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Know the Risks of a 401(k) Loan Before You Borrow
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Know the Risks of a 401(k) Loan Before You Borrow

  • Posted on November 28, 2020July 26, 2022
  • by BrightDime

Taking a loan from your 401(k) plan may seem like a good idea when you’re hit with a financial setback, especially when borrowing money from a bank may be difficult…

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