Saving is the deliberate act of setting money aside for a specific goal or purpose. It’s money you don’t spend…yet. We save because we have future goals we’ll need to pay for, and more importantly, because we can’t predict the future. Having a safety net of savings is important, both financially and mentally; it reduces financial stress to know you have a cushion to fall back on. We don’t know when we may experience an unexpected expense or a more serious financial hardship; like losing a job. When you save, you’re actually investing in your own future. Saving part of what you earn now in order to secure your future is one of the foundations of financial wellness.