The most important step in the home buying process

This month is all about the Money Moments that Matter and it won’t surprise anyone to know that buying a home is a big financial decision. But we think there is one step in the process that people often overlook, or skip entirely, that matters more than the others.

That step is figuring out what your price range is. Most people know about saving for a down payment, how you’ll borrow the rest of the purchase price as a mortgage, and pay that back (plus interest) over time. But that’s not the whole story on the cost of buying a home. Before you start shopping you need to know what it actually costs to buy a home and how to make sure those monthly payments you can’t miss will fit into your budget. We’ve got you covered right here.