In a recent survey 66% of college graduates reported they had regrets about taking on so much debt in student loans, especially for degrees with fewer job prospects. Others wished…
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You finally have some breathing room in your budget; you’re spending less than you earn and there’s cash left over at the end of the month. Now you want to…
Almost everyone knows they have a credit score and that’s it’s important. But people get confused when they see their scores in multiple places and they’re different, sometimes really different.…
Improving your credit score is a great goal; it impacts so many things in your financial life. Credit scores are based on data reported by your creditors to the credit…
“Timing is everything!” How many times have you heard that in your life? It applies to your finances also. It’s never fun to get a notice from your bank that…
Many people go to work everyday to earn a living, but don’t have a plan for the money they make. It silently disappears between paychecks; drained away by bills and…
The simplest way to understand what refinancing a mortgage means is just to think of it as getting a mortgage, again. You’ll rate shop for the lowest interest rate, you’ll…
When you apply for a mortgage it can be really hard to keep track of all of the different jargon and options (we have some help here.) Different lenders may…
Pre-approval. Mortgage pre-approval is a common first step to getting a mortgage, and shows sellers you’re serious about buying a home. You don’t have to have a specific home picked…
It can be hard to get a loan. Whether it’s a mortgage, a student loan, an auto loan, or even a credit card, getting a loan can be difficult. And…