A rainy day fund’s job is to protect you against small financial inconveniences by ensuring you have the cash to deal with them without having to borrow money. Using a…
You’re standing at a cash register with credit card in hand, or your finger is hovering over the “check out” button on a website with a full cart. How often…
A budget is a plan that you create for your money, setting up a framework for ongoing spending and saving for your financial goals. Some budgeting methods are rigid, very…
A credit freeze is a tool for restricting access to your credit report. By freezing your report at each of the three credit reporting agencies (Experian, Equifax, dand TransUnion) you…
Your credit report is a detailed history of how you handle your debt and credit accounts. It includes information about your history of paying bills on time, your current and…
Credit Freeze Credit Lock Fraud Alert What is it? A credit freeze is a federally mandated tool for limiting access to your credit file so no one, including you, can…