Credit utilization is a single measure that combines how much credit you have available (how much you’re allowed to borrow) and how much credit you’re using (how much you have…
Tag: credit card
“Timing is everything!” How many times have you heard that in your life? It applies to your finances also. It’s never fun to get a notice from your bank that…
It can be hard to get a loan. Whether it’s a mortgage, a student loan, an auto loan, or even a credit card, getting a loan can be difficult. And…
Debt. It’s easy to build and hard to get rid of. We break down the different types, which details matter, and how to make a plan to pay off your…
Revolving credit (or a revolving line of credit) is a type of loan that gives you continuous access to funds, up to an approved limit. When you use a portion…
Debt is probably the most common topic our coaches get asked for help with. Why? Because people take on debt without knowing how it works and then find themselves with…
For many people summer means vacation. The warm weather and time off tends to come with spending more than they planned, especially on trips and vacation expenses. Whether you plan…
Life insurance is a financial tool that provides a death benefit to your named beneficiary in exchange for premium payments to the insurance company. While it’s not always easy to…
National Credit Card Reduction Day is March 21st, a “holiday” you probably won’t see any cards for at Hallmark. Nonetheless, we think the goal of urging people to pay down…
Identity theft is a broad term that refers to the use of someone’s personal information, without permission, to commit fraud or a crime. That fraud often involves impersonating you to…