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Tag: credit

Does my credit score really matter that much?
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Does my credit score really matter that much?

  • Posted on July 24, 2020July 26, 2022
  • by BrightDime

Your credit score is a tool potential lenders use to determine how likely you are to repay borrowed money on time. So, is it important? Your credit score matters, if…

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Should I pay off my student loans or credit cards first?
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Should I pay off my student loans or credit cards first?

  • Posted on July 23, 2020April 26, 2023
  • by BrightDime

If you’re working to pay off multiple debts, you’re not alone. Everyone’s situation is a little different: interest rates, outstanding balances, and just different attitudes about debt. Some people find…

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Reduce Your Taxes: 15 Common Tax Credits and Deductions

  • Posted on March 6, 2020March 14, 2025
  • by BrightDime

Tax credits and deductions are two of the few bright spots during tax time since they reduce the amount of taxes you have to pay. Tax credits are an amount…

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Does Carrying a Balance on a Credit Card Help My Credit Score?
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Does Carrying a Balance on a Credit Card Help My Credit Score?

  • Posted on November 1, 2019November 10, 2023
  • by BrightDime

Credit scores, for better or worse, are an important measure of your overall financial health for most people. But since the exact formulas that calculate the scores are a secret…

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Home Buying: The Series

  • Posted on September 17, 2019July 26, 2022
  • by BrightDime

Our series on home buying covers what to expect from all the major steps in the home buying process, from preparing your finances months or years ahead of time to…

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  • Series

Home Buying: Know the Basics

  • Posted on September 17, 2019July 26, 2022
  • by BrightDime

This is the 1st entry in our Home Buying series. There are links to the other entries at the end of this article. Whether you’re thinking about buying your first…

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  • Series

Home Buying: Prepare NOW, Before It’s Time To Buy

  • Posted on September 17, 2019July 26, 2022
  • by BrightDime

This is the 2nd entry in our Home Buying series. There are links to the other entries at the end of this article. So you want to buy a house.…

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  • Series

Home Buying: Understanding the Mortgage Process

  • Posted on September 17, 2019July 26, 2022
  • by BrightDime

This is the 3rd entry in our Home Buying series. There are links to the other entries at the end of this article. You’ve saved a down payment, your credit…

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  • Series

Home Buying: What To Expect After You Buy

  • Posted on September 6, 2019July 26, 2022
  • by BrightDime

This is the 5th entry in our Home Buying series. There are links to the other entries at the end of this article. Once you’ve bought a home and moved…

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Refinancing a Mortgage – Why and How to Refi
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Refinancing a Mortgage – Why and How to Refi

  • Posted on September 6, 2019July 26, 2022
  • by BrightDime

The simplest way to understand what refinancing a mortgage means is just to think of it as getting a mortgage, again. You’ll rate shop for the lowest interest rate, you’ll…

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