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Tag: savings

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The Truth About How Much House You Can Afford

  • Posted on July 14, 2023July 14, 2023
  • by BrightDime

Buying a home is a big decision, and one of the most often overlooked steps is to figure out your price range. It’s exciting to scroll through Zillow and check…

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How does a Health Savings Account (HSA) save me money?
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How does a Health Savings Account (HSA) save me money?

  • Posted on September 17, 2020July 26, 2022
  • by BrightDime

An HSA (or Health Savings Account) has three separate tax advantages that make it an important saving (and even investing) option for employees who have access to them. HSA contributions…

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Is taking money from my 401(k) a good idea?
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Is taking money from my 401(k) a good idea?

  • Posted on September 4, 2020July 26, 2022
  • by BrightDime

Financial stress is running pretty high right now. Perhaps your job has been impacted. Maybe you’re seeing unexpected health expenses. The kids are home instead of at school. There’s a…

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How can I overcome my money troubles right now?
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How can I overcome my money troubles right now?

  • Posted on August 28, 2020July 26, 2022
  • by BrightDime

If you’re feeling panicked about your money right now, breathe and start reviewing your current situation with these six steps. #1. Let’s start with looking at your monthly income and…

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How big should my emergency fund be?
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How big should my emergency fund be?

  • Posted on August 17, 2020July 26, 2022
  • by BrightDime

If you search “how big should my emergency fund be?” you’ll find a lot of different answers. Everything from “you don’t need one” to “a full year’s worth of expenses.”…

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What you can do with a tax refund or an unexpected windfall?
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What you can do with a tax refund or an unexpected windfall?

  • Posted on July 22, 2020July 26, 2022
  • by BrightDime

If you’re one of the lucky Americans who will get a tax return this year you may be faced with a pleasant dilemma: what do I do with this extra…

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Where should I keep my rainy day fund?
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Where should I keep my rainy day fund?

  • Posted on July 15, 2020July 26, 2022
  • by BrightDime

Have you ever felt like stuff just kept happening out of your control? You know the saying: when it rains, it pours. A car repair. An unexpected medical expense. Job…

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Beware of Little Expenses

  • Posted on June 12, 2020July 26, 2022
  • by BrightDime

Benjamin Franklin, one of our country’s founding fathers was also the author of “Poor Richard’s Almanack” back in the 1700s. He was known for including witty sayings in his writing,…

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  • Video

Webinar: I’m Trying to Save, But…

  • Posted on November 6, 2019July 26, 2022
  • by BrightDime

In this webinar we cover savings from A to Z. What exactly is saving and why it’s different from investing, why it’s important, common excuses for not doing it and…

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  • Glossary

FDIC

  • Posted on October 15, 2019July 26, 2022
  • by BrightDime

The FDIC (Federal Deposit Insurance Corporation) insures deposits of account holders at financial institutions against the failure of the institution. The insurance is paid for by the financial institution and…

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