If you haven’t checked your credit report recently, you don’t want to end the year before seeing it. By proactively checking not only your score, but your whole credit report,…
Tag: credit card
Transferring the balance on your credit card to a new card with a lower (maybe even 0%) interest rate can be a big help when paying off debt if used…
If you own your home and have been making your regular mortgage payments, you may have some equity. Equity is the value of what you own in your home: the…
Do you use a credit card for emergencies? You are not alone, as many of us were taught to keep a credit card, “just in case.” More than 189 million…
If you want to buy a home, a car, or rent an apartment your credit score can mean the difference between a “yes” and a “no”. And if you do…
If you’re working to pay off multiple debts, you’re not alone. Everyone’s situation is a little different: interest rates, outstanding balances, and just different attitudes about debt. Some people find…
“My coworker just bought a new car.” “My neighbor just added a new deck to their house.”“My friends eat out every day and all weekend.” Do any of these sound…
You’ve heard of the 7 wonders of the world; places like the Taj Mahal, the Roman Colosseum, and the Great Wall of China. But do you know what the 8th…
You’ve probably heard the phrase “Don’t cry over spilled milk” and are wondering what it has to do with financial wellness. Let us explain. Spilled milk means things that have…
Credit scores, for better or worse, are an important measure of your overall financial health for most people. But since the exact formulas that calculate the scores are a secret…