If you haven’t checked your credit report recently, you don’t want to end the year before seeing it. By proactively checking not only your score, but your whole credit report,…
Tag: Getting Started
Even if this year did not turn out as you hoped, you can still end the year on a positive note with your money! Below are TEN quick-hit items that…
BrightDime’s financial coaches have expertise in a wide range of topics: budgeting, debt reduction strategies, insurance, workplace benefits, investment products, and on and on. So what is that they can…
Managing your money can be overwhelming. If you’re not sure where to start, don’t worry, you are not alone, and you’re not doing anything wrong. Learning how to manage money…
A 401(k) plan is a savings and investing option, sponsored by employers, that gives employees like you a tax-advantaged way to put aside money for retirement. Named for the subsection…
If you search “how big should my emergency fund be?” you’ll find a lot of different answers. Everything from “you don’t need one” to “a full year’s worth of expenses.”…
If you own your home and have been making your regular mortgage payments, you may have some equity. Equity is the value of what you own in your home: the…
Do you use a credit card for emergencies? You are not alone, as many of us were taught to keep a credit card, “just in case.” More than 189 million…
If you want to buy a home, a car, or rent an apartment your credit score can mean the difference between a “yes” and a “no”. And if you do…
Goals keep you motivated and help give purpose to otherwise mundane tasks like saving, budgeting, and investing. But what’s better than a goal? A SMART financial goal because it is:…