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Tag: mortgage

What happens when I “refinance”?
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What happens when I “refinance”?

  • Posted on January 30, 2021March 27, 2024
  • by BrightDime

“What is refinancing? I hear people talking about refinancing their home, their student loans, but what is refinancing and how does it work?” We frequently hear a version of this…

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How can I overcome my money troubles right now?
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How can I overcome my money troubles right now?

  • Posted on August 28, 2020July 26, 2022
  • by BrightDime

If you’re feeling panicked about your money right now, breathe and start reviewing your current situation with these six steps. #1. Let’s start with looking at your monthly income and…

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Should I use a home equity loan?
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Should I use a home equity loan?

  • Posted on August 10, 2020July 26, 2022
  • by BrightDime

If you own your home and have been making your regular mortgage payments, you may have some equity. Equity is the value of what you own in your home: the…

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Does my credit score really matter that much?
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Does my credit score really matter that much?

  • Posted on July 24, 2020July 26, 2022
  • by BrightDime

Your credit score is a tool potential lenders use to determine how likely you are to repay borrowed money on time. So, is it important? Your credit score matters, if…

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BrightDime Success Stories | Daniel

  • Posted on April 24, 2020July 26, 2022
  • by BrightDime

These are real success stories from people we’ve worked with at BrightDime. We’ve changed the names and any identifying details, but the stories are 100% true. Sometimes it can take…

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I Have Some Extra Cash. What’s My Best Next Step?

  • Posted on October 4, 2019July 26, 2022
  • by BrightDime

You finally have some breathing room in your budget; you’re spending less than you earn and there’s cash left over at the end of the month. Now you want to…

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  • Series

Home Buying: The Series

  • Posted on September 17, 2019July 26, 2022
  • by BrightDime

Our series on home buying covers what to expect from all the major steps in the home buying process, from preparing your finances months or years ahead of time to…

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  • Series

Home Buying: Know the Basics

  • Posted on September 17, 2019July 26, 2022
  • by BrightDime

This is the 1st entry in our Home Buying series. There are links to the other entries at the end of this article. Whether you’re thinking about buying your first…

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  • Series

Home Buying: Prepare NOW, Before It’s Time To Buy

  • Posted on September 17, 2019July 26, 2022
  • by BrightDime

This is the 2nd entry in our Home Buying series. There are links to the other entries at the end of this article. So you want to buy a house.…

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  • Series

Home Buying: Understanding the Mortgage Process

  • Posted on September 17, 2019July 26, 2022
  • by BrightDime

This is the 3rd entry in our Home Buying series. There are links to the other entries at the end of this article. You’ve saved a down payment, your credit…

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