Transferring the balance on your credit card to a new card with a lower (maybe even 0%) interest rate can be a big help when paying off debt if used…
Tag: Reduce Debt
In the hustle and bustle of the holiday season, it’s easy to get caught up in spending and gift giving that ends up leaving you, and your finances, drained. This…
If you have multiple federal student loans, you may be thinking about consolidating them into one loan. This can be done by applying for consolidation with no application fee, no…
Refinancing student loans is similar in many ways to refinancing other loan options like mortgages or auto loans. There are two primary reasons you might consider refinancing a student loan.…
Once upon a time, you went to college and landed a job. You did exactly what you were supposed to do! Except, now you have a collection of student debt…
BrightDime’s financial coaches have expertise in a wide range of topics: budgeting, debt reduction strategies, insurance, workplace benefits, investment products, and on and on. So what is that they can…
If you’re feeling panicked about your money right now, breathe and start reviewing your current situation with these six steps. #1. Let’s start with looking at your monthly income and…
Your 401(k) plan is money meant to be used in retirement. Most financial advisors say that borrowing from your retirement plan should only be considered as a last resort, after…
If you want to buy a home, a car, or rent an apartment your credit score can mean the difference between a “yes” and a “no”. And if you do…
Goals keep you motivated and help give purpose to otherwise mundane tasks like saving, budgeting, and investing. But what’s better than a goal? A SMART financial goal because it is:…