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What Exactly Is a Marginal Tax Rate?
  • Uncategorized

What Exactly Is a Marginal Tax Rate?

  • Posted on December 13, 2019July 26, 2022
  • by BrightDime

The United States has what is known as a “progressive” tax system, meaning individuals with lower income are taxed at a lower rate than people with a higher income. Your…

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  • Uncategorized

No More Excuses: Start Investing in Your Future

  • Posted on November 22, 2019July 26, 2022
  • by BrightDime

If you’ve ever found yourself thinking “I’ll start investing when I’m older, I have plenty of time” or “I’ll start investing when I have more money, there’s no point in…

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Does Checking Your Credit Report Hurt Your Credit?
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Does Checking Your Credit Report Hurt Your Credit?

  • Posted on November 8, 2019November 17, 2024
  • by BrightDime

The precise formulas that calculate credit scores are a secret and as a result there are a lot of myths about what can hurt and what can help your credit…

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  • Video

Webinar: I’m Trying to Save, But…

  • Posted on November 6, 2019July 26, 2022
  • by BrightDime

In this webinar we cover savings from A to Z. What exactly is saving and why it’s different from investing, why it’s important, common excuses for not doing it and…

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Does Carrying a Balance on a Credit Card Help My Credit Score?
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Does Carrying a Balance on a Credit Card Help My Credit Score?

  • Posted on November 1, 2019November 10, 2023
  • by BrightDime

Credit scores, for better or worse, are an important measure of your overall financial health for most people. But since the exact formulas that calculate the scores are a secret…

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  • Glossary

credit utilization

  • Posted on October 30, 2019July 26, 2022
  • by BrightDime

Credit utilization is a single measure that combines how much credit you have available (how much you’re allowed to borrow) and how much credit you’re using (how much you have…

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  • Uncategorized

Estate Planning is For EVERYONE. What’s Your Next Best Step?

  • Posted on October 25, 2019July 26, 2022
  • by BrightDime

Whether you’re young or mature, rich or just getting by, married or single, it’s important to talk to your family, spouse, or significant other about your financial affairs. Ensuring you…

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  • Glossary

executor/executrix

  • Posted on October 24, 2019July 26, 2022
  • by BrightDime

An executor or executrix is the named individual (male/female) that is in charge of following the deceased’s wishes as expressed in the will. Their responsibilities can include managing assets, gathering…

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  • Glossary

trustee

  • Posted on October 24, 2019July 26, 2022
  • by BrightDime

A trustee is a named individual or firm appointed to oversee a trust. They have responsibilities such as holding and/or managing assets for the benefit of a third party based…

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  • Glossary

legal guardian

  • Posted on October 24, 2019July 26, 2022
  • by BrightDime

A legal guardian is a person appointed by a court to care for and manage the assets/property of a person who is not of legal age (the “ward”) or deemed…

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