APR stands for Annual Percentage Rate. It represents the total cost to borrow money for a year. It’s different from a simple interest rate in that it includes fees, closing…
Once upon a time, you went to college and landed a job. You did exactly what you were supposed to do! Except, now you have a collection of student debt…
BrightDime’s financial coaches have expertise in a wide range of topics: budgeting, debt reduction strategies, insurance, workplace benefits, investment products, and on and on. So what is that they can…
As part of the 2020 CARES Act Coronavirus relief program, the IRS sent stimulus checks (or “economic impact payments”) to many Americans. If you haven’t yet received your stimulus check,…
Managing your money can be overwhelming. If you’re not sure where to start, don’t worry, you are not alone, and you’re not doing anything wrong. Learning how to manage money…
An HSA (or Health Savings Account) has three separate tax advantages that make it an important saving (and even investing) option for employees who have access to them. HSA contributions…
Reviewing your employer’s benefits be confusing, and probably isn’t at the top of anyone’s list of things they want to do. But if you’re not careful you could be making…
A 401(k) plan is a savings and investing option, sponsored by employers, that gives employees like you a tax-advantaged way to put aside money for retirement. Named for the subsection…
Financial stress is running pretty high right now. Perhaps your job has been impacted. Maybe you’re seeing unexpected health expenses. The kids are home instead of at school. There’s a…
If you’re feeling panicked about your money right now, breathe and start reviewing your current situation with these six steps. #1. Let’s start with looking at your monthly income and…