If you’re feeling panicked about your money right now, breathe and start reviewing your current situation with these six steps. #1. Let’s start with looking at your monthly income and…
Tag: rainy day fund
Do you use a credit card for emergencies? You are not alone, as many of us were taught to keep a credit card, “just in case.” More than 189 million…
If you’re one of the lucky Americans who will get a tax return this year you may be faced with a pleasant dilemma: what do I do with this extra…
Have you ever felt like stuff just kept happening out of your control? You know the saying: when it rains, it pours. A car repair. An unexpected medical expense. Job…
You’ve probably heard the phrase “Don’t cry over spilled milk” and are wondering what it has to do with financial wellness. Let us explain. Spilled milk means things that have…
You finally have some breathing room in your budget; you’re spending less than you earn and there’s cash left over at the end of the month. Now you want to…
National Influenza Vaccination Week (usually the first week in December) is the Centers for Disease Control’s (CDC) annual awareness campaign to remind people of the importance of getting a flu…
To save means to set aside, keep, reserve, conserve, or stockpile. National Savings Day (October 12th) was created to drive awareness about the importance of saving. To quote Warren Buffett,…
No matter how much we plan, life has a way of surprising us anyway. The car needs a new battery. Your washing machine stops working. We know things like this…
A rainy day fund’s job is to protect you against small financial inconveniences by ensuring you have the cash to deal with them without having to borrow money. Using a…