You’ve probably heard the phrase “Don’t cry over spilled milk” and are wondering what it has to do with financial wellness. Let us explain. Spilled milk means things that have…
Tag: Reduce Debt
Financial wellness is building a lifetime of good financial habits. It doesn’t happen overnight, or even in a few months. It takes time and effort but the reward of worrying…
What do you see in your future? Can you clearly visualize what’s ahead? One of the benefits of visualizing your future is that it begins to retrain your brain to…
The United States has what is known as a “progressive” tax system, meaning individuals with lower income are taxed at a lower rate than people with a higher income. Your…
You finally have some breathing room in your budget; you’re spending less than you earn and there’s cash left over at the end of the month. Now you want to…
This is the 2nd entry in our Home Buying series. There are links to the other entries at the end of this article. So you want to buy a house.…
Many people go to work everyday to earn a living, but don’t have a plan for the money they make. It silently disappears between paychecks; drained away by bills and…
The simplest way to understand what refinancing a mortgage means is just to think of it as getting a mortgage, again. You’ll rate shop for the lowest interest rate, you’ll…
It can be hard to get a loan. Whether it’s a mortgage, a student loan, an auto loan, or even a credit card, getting a loan can be difficult. And…
A mortgage is just a loan, specifically for the purpose of buying a home. There are lots of different types of mortgages, options that are offered, and details to keep…