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Tag: Goal Planning

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Why It’s Important to Manage Financial Stress

  • Posted on April 9, 2020July 26, 2022
  • by BrightDime

Stress is a natural response to the challenges we face everyday. Too much stress can cause more complicated issues related to your mental and physical health, your work, relationships, family…

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Retirement Basics: Roth IRA (Individual Retirement Account)

  • Posted on March 26, 2020July 26, 2022
  • by BrightDime

Saving for retirement is a goal that you should tackle as early in life as you can. Why? A couple of reasons. 1- the power of compound interest; 2 –…

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Retirement Basics: The Traditional IRA (Individual Retirement Account)

  • Posted on March 20, 2020July 26, 2022
  • by BrightDime

Saving for retirement may be the most important financial goal you’ll ever have. Why? It’s how you’ll need to pay for your up to 30+ years of unemployment (aka, retirement).…

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9 Common Tax Myths: Are They True or False?
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9 Common Tax Myths: Are They True or False?

  • Posted on March 13, 2020March 8, 2024
  • by BrightDime

Taxes can be confusing:; they are complex and the rules are constantly changing! Because of that confusion and complexity there are some stubborn myths about taxes. Take our Tax Myth…

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Webinar: How to Get Started With BrightDime

  • Posted on March 6, 2020July 26, 2022
  • by BrightDime

In this webinar we cover the basics of BrightDime and how we help people on their path to Financial Wellness. Whether you’re just getting started or could use a refresher…

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Reduce Your Taxes: 15 Common Tax Credits and Deductions

  • Posted on March 6, 2020March 14, 2025
  • by BrightDime

Tax credits and deductions are two of the few bright spots during tax time since they reduce the amount of taxes you have to pay. Tax credits are an amount…

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BrightDime’s Steps to Financial Wellness

  • Posted on January 15, 2020July 26, 2022
  • by BrightDime

Financial wellness is building a lifetime of good financial habits. It doesn’t happen overnight, or even in a few months. It takes time and effort but the reward of worrying…

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What Exactly Is a Marginal Tax Rate?
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What Exactly Is a Marginal Tax Rate?

  • Posted on December 13, 2019July 26, 2022
  • by BrightDime

The United States has what is known as a “progressive” tax system, meaning individuals with lower income are taxed at a lower rate than people with a higher income. Your…

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No More Excuses: Start Investing in Your Future

  • Posted on November 22, 2019July 26, 2022
  • by BrightDime

If you’ve ever found yourself thinking “I’ll start investing when I’m older, I have plenty of time” or “I’ll start investing when I have more money, there’s no point in…

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Does Checking Your Credit Report Hurt Your Credit?
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Does Checking Your Credit Report Hurt Your Credit?

  • Posted on November 8, 2019November 17, 2024
  • by BrightDime

The precise formulas that calculate credit scores are a secret and as a result there are a lot of myths about what can hurt and what can help your credit…

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