Tax credits and deductions are two of the few bright spots during tax time since they reduce the amount of taxes you have to pay. Tax credits are an amount…
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You’ve probably heard the phrase “Don’t cry over spilled milk” and are wondering what it has to do with financial wellness. Let us explain. Spilled milk means things that have…
Financial wellness is building a lifetime of good financial habits. It doesn’t happen overnight, or even in a few months. It takes time and effort but the reward of worrying…
What do you see in your future? Can you clearly visualize what’s ahead? One of the benefits of visualizing your future is that it begins to retrain your brain to…
The United States has what is known as a “progressive” tax system, meaning individuals with lower income are taxed at a lower rate than people with a higher income. Your…
If you’ve ever found yourself thinking “I’ll start investing when I’m older, I have plenty of time” or “I’ll start investing when I have more money, there’s no point in…
The precise formulas that calculate credit scores are a secret and as a result there are a lot of myths about what can hurt and what can help your credit…
Credit scores, for better or worse, are an important measure of your overall financial health for most people. But since the exact formulas that calculate the scores are a secret…
Whether you’re young or mature, rich or just getting by, married or single, it’s important to talk to your family, spouse, or significant other about your financial affairs. Ensuring you…
So you want to invest! In what? What kind of account? What type of investment? How much risk are you willing to take? What are your goals? Yikes! There is…